What We Do
The Importance of
Financial Guidance
Building an investment portfolio designed to address your unique long-term goals and financial dreams is a complex process that requires knowledge, skill, dedication, and experience. For investors in today’s ever-changing financial markets, a professional financial advisor can provide the necessary advice to help you pursue your financial goals.
- Analysis of needs and goals
- Asset allocation strategies
- Manager Selection
- Retirement Income
- Investment Strategies
- Ongoing monitoring and maintenance of investments
- Ongoing Education
- Tax management *
- Long-term capital appreciation
- Wealth structuring
- Trust services *
- Education savings programs
- Wealth transfers
- Socially responsible issues
*Equitable Advisors and its financial professionals do not provide tax or legal advice or services. Please consult with your personal tax and/or legal advisors regarding your particular circumstances.
A Fruitful Retirement: Social Security Benefit
Your DNA Test
Safeguard Your Digital Estate
Investment Planning Process
- DEFINE YOUR INVESTMENT GOALS AND OBJECTIVES
The first step in the investment process is to clearly define your investment goals, time horizon, risk tolerance and preferences. The basic information provides a solid foundation for your portfolio and serves as a reference guide for ongoing discussions and reviews.
- DETERMINE YOUR INVESTMENT STRATEGY
After your goals and objectives have been determined the next step is to create a customized investment strategy. We will apply the concepts of asset allocation and diversification as we identify and recommend the most appropriate investment strategies - all the while focusing on your unique financial position.
- BUILD YOUR PORTFOLIO
Now we will begin building a portfolio of investment products to meet your specific needs. We will help you determine which types of stocks, bonds, mutual funds and other investments are best suited to meet your objectives.
- MANAGE AND MONITOR YOUR PORTFOLIO
Once your assets are invested, the process of monitoring and managing your portfolio begins. We will continue to review and evaluate your investment strategy to ensure it remains aligned with your goals. We will provide investment education and guidance through regular meetings and discussions.As your needs change, we will re-evaluate your investment strategy and discuss alternatives.
Asset allocation and diversification do not guarantee a profit or protection against loss.
Our Communication Process
Personalized Client Service
- Investment Education
- In-Person Reviews
- Your Financial Resource
Ongoing Communications
- Periodic Performance Reporting
- Quarterly Performance Reports
- Monthly Statement of Holdings
Monitoring * Reviewing * Rebalancing
- Ongoing Monitoring of Accounts
- Review for Tax-Harvesting Opportunities
- Rebalancing - Reallocation Considerations
- Ongoing Tax Management
Risk Tolerance: What’s Your Style?
Taxable vs. Tax-Deferred Savings
