Financial Planning Process
DISCOVER
What are your hopes and dreams?
What are your financial concerns?
Do you have a high or low tolerance for risk?
Do you have any specific tax considerations?
What is your time horizon?
REVIEW
Annual Plan Review (Minimum)
Measure Progress Towards Goals
Incorporate Life Changes
Adjust Strategies As Necessary
Ongoing Due Diligence Of Portfolios
RECOMMEND
Customized Asset Allocation
Investment Portfolio Construction
Income Strategies
Asset Preservation Strategies
IMPLEMENT
Implementation Schedule
Account establishment and funding
Introduction to account access
Develop benchmarks
